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Freight Truck Driving

Every mile matters

TER Insurance keeps your fleet protected from the unexpected — so your business keeps moving.

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Transport never sleeps — and neither do we

Based in the heart of the Midwest, we understand your routes, your risks, and your reality. From icy Michigan highways to busy Chicago freight corridors, TER Insurance protects the companies that keep America moving.

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Our approach is simple: clear communication, fast response, and coverage that actually fits your business — not the other way around.

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Well-structured insurance program.
Total confidence 

Trucking involves many risk points — driver behavior, cargo value, equipment, loading and unloading, and third-party liability. Ter offers a well-structured program which combines various types of insurance to provide complete protection for your business.

 

With flexible limits, supplemental endorsements, and tailored programs, we ensure your fleet stays compliant, your assets remain secure, and your business keeps moving forward with confidence.

 

Phone us 877 257-1505 to discuss your insurance needs with one of our agents. It’s a free call and a free consultation.

Transport Insurance

TER Insurance is built for the transport industry, offering scalable coverage that grows with you — from single trucks to full fleets.

Business Insurance

Protect your property, equipment, and revenue with tailored coverage that keeps your business stable and resilient.

Safety Inspections for Trucking companies

At TER Insurance we remind for carriers that safety isn’t just a requirement — it’s leverage. Safety inspections for trucking companies aren’t just a box-ticking exercise — they’re a shield. When an insurance broker offers this as a service, it becomes a strategic tool that trims risk, strengthens compliance, and gives carriers a clearer picture of where trouble may strike before it ever does.

Fast Claim Response

When something happens on the road, we move fast. Most claims are handled within one business day to keep your operations on track.

Midwest Expertise

We know your industry because we’re part of it. Our team has hands-on experience in logistics, trucking, and commercial insurance across Illinois and Michigan.

Tailored Coverage

No two fleets or businesses are the same. We build custom policies that match your routes, assets, and growth plans.

A+ Rated Carriers

We partner only with financially strong, nationally recognized insurance providers — delivering reliable protection backed by local service.

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Claims Assistance

With TER Insurance, you’re not just buying coverage — you’re gaining a partner who advocates for your business during every step of the claims process. Our goal is to simplify claims management, minimize financial disruption, and keep your operations moving smoothly.

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